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Production APIs across financial data and embedded banking, all on one SAMA-licensed connection.
Consent-driven access to real-time financial data: statements, balances, income and behavior, aligned with SAMA’s framework and Vision 2030.
Real-time bank statements via API
Secure, digital, real-time versions of bank account statements shared via APIs, delivering structured data for faster credit decisions and automated reconciliation.
Unified analytics engine
Processes bank transaction data to identify and categorize spending across POS, e-commerce and other channels for granular visibility into financial habits.
Dynamic risk profiling
Ingests real-time transactions, income verification and spending patterns to build a behavior-based risk profile, replacing static scores with dynamic assessments.
Faster financial assessments
Verify customer account balances over 3, 6 and 12 months for faster, more reliable scoring, underwriting and financial assessments.
Automated source identification
A smart, automated service that analyzes bank transactions to identify and verify income sources such as salary, rent and investments.
Embed banking products directly into your journeys neotek handles regulatory complexity, bank connectivity and ledger management.
Validating bank account status
Validates IBANs against national banking registries and cross-references account ownership with national ID, returning status, name matching and bank details to prevent payment errors and fraud.
Comprehensive payment infrastructure
Single and bulk payments to one or many beneficiaries in one batch, ideal for payroll, suppliers and large-scale disbursements, with full WPS compliance.
Automated reconciliation engine
Assign unique virtual IBANs to customers, departments or invoices to automate identification of incoming payments, mapping many virtual entry points to a single master account.
Automated financial reporting
Automates retrieval and processing of bank statements, standardizing formats for reconciliation between bank records and internal ledgers.
Unified connectivity platform
A single B2B API gateway between partners (TPPs) and banks, single & bulk payments, payroll statements, SADAD/MOI inquiry, account balance and virtual accounts.
Data, verification and payments through a single integration. Launch in weeks, not months.