Data & PaymentLive · production API
Average Balance
Faster financial assessments
Verify customer account balances over 3, 6 and 12 months for faster, more reliable scoring, underwriting and financial assessments.
Best forRetail
POST/v1/open-banking/average-balance
200 OK{ "status": "verified", "currency": "SAR", "iban": "SA** **** 6789", "average_balance": { "3m": 48250, "6m": 41900, "12m": 37600 }, "transaction_count": { "3m": 87, "6m": 174, "12m": 341 }, "income_stability": "high", "latency_ms": 312}
ResponseJSON
Key capabilities
- Multi-period analysis
- Income stability assessment
- Instant verification
Where teams use it
- Mortgage Pre-Qualification
- Auto Loan Approvals
- Overdraft Protection
- Secured Card Programs
Ready to build with Average Balance
Get sandbox keys and go live on a single connection.