Data & PaymentLive · production API
Account Insights
Unified analytics engine
Processes bank transaction data to identify and categorize spending across POS, e-commerce and other channels for granular visibility into financial habits.
Best forCorporate
POST/open-banking/v1/account-insights
200 OK{ "accounts_insights": { "customer_name": "john", "accounts": [ { "iban": "SA1234567894123356789362", "number_of_reported_months": 23 } ] }}
ResponseJSON
Key capabilities
- Account summary & balances
- POS & e-commerce categorization
- Spending pattern analysis
Where teams use it
- Loan Underwriting
- Credit Limit Increases
- Spending Analytics
- Risk Monitoring
Ready to build with Account Insights
Get sandbox keys and go live on a single connection.