Data & PaymentLive · production API
Credit Profiling
Dynamic risk profiling
Ingests real-time transactions, income verification and spending patterns to build a behavior-based risk profile, replacing static scores with dynamic assessments.
Best forRetailCorporate
POST/credit-profile-assessment/v1/credit-profile/getCreditProfileReport
200 OK{ "psuId": "PTP100", "totalScore": 643, "maxPossibleScore": 1000, "ratingClass": "AAA", "ratingClassName": "Satisfactory", "approvalRecommendation": "Moderate"}
ResponseJSONCSV
Key capabilities
- Credit profiling class A–D
- Recommended loan amount
- Disposable income calc
Where teams use it
- Instant Loan Approvals
- Microfinance Eligibility
- Instant Card Issuance
- Real-Time Risk Monitoring
Ready to build with Credit Profiling
Get sandbox keys and go live on a single connection.