Data & PaymentLive · production API
Credit Profiling
Dynamic risk profiling
Ingests real-time transactions, income verification and spending patterns to build a behavior-based risk profile, replacing static scores with dynamic assessments.
Best forRetailCorporate
POST/v1/open-banking/credit-scoring
200 OK{ "credit_class": "B", "score": 712, "available_finance_months": 36, "recommended_loan_amount": 85000, "disposable_income": 4200, "currency": "SAR", "customer": "Fahad Al-Otaibi", "national_id": "10** **** 23", "monthly_income": 18500, "city": "Riyadh", "latency_ms": 318}
ResponseJSONCSV
Key capabilities
- Credit profiling class A–D
- Recommended loan amount
- Disposable income calc
Where teams use it
- Instant Loan Approvals
- Microfinance Eligibility
- Instant Card Issuance
- Real-Time Risk Monitoring
Ready to build with Credit Profiling
Get sandbox keys and go live on a single connection.