Data & PaymentLive · production API
Account Insight
Unified analytics engine
Processes bank transaction data to identify and categorize spending across POS, e-commerce and other channels for granular visibility into financial habits.
Best forCorporate
POST/v1/open-banking/account-insight
200 OK{ "status": "success", "account_summary": { "total_transfers": 18450.0, "transactions": 142 }, "pos": { "amount": 9320.5, "count": 87 }, "ecommerce": { "amount": 4115.0, "count": 31 }, "avg_balance": 27600.0, "currency": "SAR", "latency_ms": 318}
ResponseJSON
Key capabilities
- Account summary & balances
- POS & e-commerce categorization
- Spending pattern analysis
Where teams use it
- Loan Underwriting
- Credit Limit Increases
- Spending Analytics
- Risk Monitoring
Ready to build with Account Insight
Get sandbox keys and go live on a single connection.