Explore Our Products
Each product is called with a scope. Request it when you generate a token, and make sure your app is subscribed to the product in the environment you are calling. Open Banking and premium products take a scope each; the B2B Unified products share one.
One token can cover several products — separate their scopes with spaces, for example e_statement single_api.
Open Banking products
These read the customer's bank data, so each one needs an Accounts Link created and consented before you call it. See Open Banking Prerequisites, and Configuring Your Open Banking App for the one-time app setup.
Each product has its own scope, listed below. Request the scope for every product you intend to call, separated by spaces — for example e_statement single_api.
| Product | Scope |
|---|---|
| Single API | single_api |
| Income Verification | income_verification |
| E-Statement | e_statement |
| Average Balance | average_balance |
| Account Insights | account_insights |
| Credit Profiling | credit_profile_assessment |
| Cash Flow | cashflow |
Premium products
These do not read consented bank data, so they need no Accounts Link and no consent flow — just a token with the right scope.
| Product | Scope |
|---|---|
| IBAN Verification | iban_verification |
| National Address Verification | national_address |
| Financial Statement | qawaem_establishment_information |
| Digital Signature | digital_signature |
| Establishment Details | establishment_information |
B2B Unified products
These front multiple Saudi banks behind one REST API. Like the premium products they read no consented bank data, so they need no Accounts Link and no consent flow.
One scope covers all of them: b2b_unified. Unlike the products above,
these do not take a scope each — request b2b_unified once and it covers
every product in this table. You still need a subscription per product in the
environment you are calling.
| Product | Scope |
|---|---|
| Payments | b2b_unified |
| Statements | b2b_unified |
| Analytics | b2b_unified |
| Payroll | b2b_unified |
| SADAD | b2b_unified |
| MOI | b2b_unified |
| Virtual IBAN | b2b_unified |